Your local Colorado Springs Mortgage Broker.
Local, Local, Local. 719 Lending is a premier Colorado Springs mortgage broker. We believe in being transparent, friendly and 100% honest. For the best experience with mortgage loans in Colorado Springs combined with incredible rates, contact us today!
We Love Technology!
Our unique system allows you to buy a home completely using technology. It’s fast, it’s transparent and 100% at your fingertips. In addition to the ease of use, our system will provide constant updates through text, email, and our online portal. You always know where your loan is!
We Love Meeting Our Clients!
Although our technology allows you total freedom, we love to meet our clients face to face to go over mortgage loans in Colorado Springs. Being a local Colorado Springs mortgage lender and broker gives us the opportunity to know each other on a deeper level, and make sure all of your questions are answered. Our office is conveniently located in Downtown Colorado Springs.
Are you a Veteran?
We love being able to help our veterans with their goals of home-ownership! Did you know that VA home loans perform better than any other kind of loan? Watch our video on What sets Colorado VA Loans apart.
Working with a Colorado Springs mortgage broker.
It is important that your mortgage lender or broker listen to and answer your questions. Whether you are a first-time homebuyer or a seasoned pro, there are no bad questions. A good broker will take the time to make sure you understand everything about your loan. The 719 Lending team is here to guide you every step on your path to home ownership.
How to split a seller concession so you don’t waste a dollar
A seller concession is use-it-or-lose-it money — and the wrong split hands dollars back to the seller. The Concession Optimizer brute-forces every split across closing costs, a temporary buydown, and a permanent rate buydown to find the mix that wastes the least and nets the most over your planned stay.
How much seller concession to ask for (and the % most calculators get wrong)
Most seller-credit calculators measure the cap against your loan amount, which over-disqualifies legal asks. The real rule is a percentage of purchase price. Here's how to size the exact concession to write into your offer.
Should You Dispute the Hard Inquiries on Your Report?
Thinking about disputing hard inquiries before your mortgage? For inquiries you actually authorized, it usually backfires - and can freeze your loan file. Here is the safe, correct approach.