Divorce and VA home loans and divorce often come with many questions. How does divorce impact your VA mortgage? Can you assume or refinance the loan? Understanding VA loan rules and state laws is crucial, as these regulations govern how…
Can you get a VA loan after bankruptcy? Yes, it is possible. VA loans have flexible criteria that can help veterans re-establish their financial footing. This guide covers eligibility after Chapter 7 and Chapter 13 bankruptcies, the required waiting periods,…
Are you eligible for a VA loan? This guide covers the basic requirements, different service statuses, and how to get your Certificate of Eligibility. Find out if you qualify for VA loan eligibility. Key Takeaways VA loans are accessible to…
Understanding FHA Allowable Fees: Understanding FHA allowable fees and the role of your mortgage lender is essential when taking out an FHA loan. These costs include mortgage insurance and origination fees, which can impact your overall budget. This article will…
One Time Close vs Two Time Close Construction Loan: Which is Best for You? When planning to build a home, understanding the right construction loan for your project is crucial. The main decision often comes down to choosing between a…
Must-See Colorado Springs Attractions for Every Traveler Colorado Springs Top 10 Attractions: 10 Must See Colorado Springs has it all—breathtaking mountain views, cultural hotspots and some of the best outdoor recreation in the country. Whether you’re a first timer or…
Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…
2025 VA Loan Requirements: Home Loan Facts Veterans Need to Know Summary: If you’re a veteran, active-duty or a surviving spouse looking to buy or refinance a home in Colorado Springs, a VA loan is your best bet. This is…
What’s new? On December 18, 2024, the Senate passed the Homebuyers Privacy Protection Act (S. 3502), a bipartisan bill aimed at limiting “abusive” digital marketing practices tied to trigger leads. After some initial setbacks—like being removed from a military spending…
Summary: In this post, we’ll explain what Loan-Level Price Adjustments (LLPAs) are, why they matter for homebuyers and homeowners in Colorado Springs, and how they influence mortgage costs. We’ll discuss real examples from Fannie Mae’s official LLPA matrix, show how…