You bought a house! Congratulations! Now that you are a homeowner, you will need to set up all of the utilities and accounts needed to take care of your home. While the specifics can vary based on city, county, or…
You may have heard blips on the news about the federal interest rate. It can go up, down, or stay flat. While the immediate impact of these changes are not of interest to most consumers, the fed rate can have…
The spookiest time of year is a great opportunity to show your spirit with your home décor. Here are a few frightfully fun ways to haunt your home inside and out this Halloween. Cobwebs: Welcome real or fake eight-legged friends…
One of the first questions that potential homebuyers have about a property for sale is the purchase price. If you have done your research and are ready to buy a home, you likely have a budget in mind. Considering homes…
Buying a home is a big step. Once you have a purchase contract in hand, the process turns over to your lender. You will work with your loan officer to get approved for the home loan, called a mortgage. You…
If you have purchased a home, you have likely taken out a loan called a mortgage to pay for the house. Most mortgages have four main components: 1.Principal: This is the amount of money you are borrowing. 2. Interest: This…
No matter where you are in the homebuying process, you can reach out to a professional housing counselor through the U.S. Department of Housing and Urban Development’s (HUD) Housing Counseling service. Counseling agencies are available in all states. They can…
If you have looked at your monthly mortgage statement, you have probably seen a line for insurance. You may have even received an insurance bill annually. Here is what you need to know about homeowners insurance. Homeowner’s insurance is often…
If you are homeschooling, virtual schooling, or just spending more learning time at home, you can benefit from some intentional design of your educational space. Here are some easy ways to make the most of your home’s layout for learning.…
 Here’s my advice on how to approach your pre-qualification to buy a home. Need a Home Loan? Apply Today Have a Real Estate or Mortgage Question? Contact Us Some people out there are under the impression that a…