The FHA Home Loan Explained
One of the biggest hurdles that first time homebuyers face is saving up for a sizable down payment on a home. Even experienced homeowners may need to plan for a long time for a new home purchase. Fortunately, FHA loans…
The most innovative loan ever
The most innovative loan ever As you're about to learn, the All In One is one of the most innovative loan products ever developed. Because it sounds new, for some people it may even sound a little too…
VIDEO: The Truth About Escrows and Your VA Loan Payment
We’re here today to answer a common question about VA loan payments escrows, and what exactly is required. Have a VA Question? Contact Us Need a VA Loan? Apply Today We get a question from time to time…
How to Qualify for a Mortgage When You Work for Yourself
If you are a freelance employee or entrepreneur, you may wonder how your income stream will impact getting approved for a home loan, or mortgage. While the process can be slightly different, with additional paperwork needed, working for yourself doesn’t…
For Sale By Owner: Benefits & Challenges of Selling Your Own Home
There are a lot of projects that a savvy homeowner can tackle without professional assistance—painting walls, backyard landscaping, even more ambitious projects like tiling or wallpaper. When it comes time to put your house on the market, you may be…
Buying a Home with No Down Payment Using the VA Loan
Are you a military service member or veteran looking to buy a home in Colorado Springs? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with…
What is Private Mortgage Insurance?
There are various ways to finance the purchase of a new home. The one that many new homeowners use is to get a loan from a traditional bank or credit union, called a mortgage. But what if you aren’t ready…
VIDEO: VA Loan Maximum: How Much Can You Borrow With a VA Home Loan?
What's the maximum borrow amount for a VA home loan? Here's what you need to know. Have a VA Question? Contact Us Need a VA Loan? Apply Today Many people ask me what the maximum amount you can…
Buying a Home in Colorado Springs: How to Get from Offer to Closing
If you’re new to buying a home in Colorado Springs, you have probably been bombarded with new terms. Escrow, home warranty, inspection contingency—one of the most important terms to know and understand is “closing.” What is closing? Closing is an…
15 vs. 30 Year Fixed Mortgage: Which is Right for You?
A loan for the purpose of purchasing a home, called a mortgage, is an agreement between a borrow and a lender for a specific amount of money. To be borrowed at a specific interest rate and for a specified length…