Did you know that the VA doesn’t actually loan money to veterans? Here’s how the VA loan actually works. Have a VA Question? Contact Us Need a VA Loan? Apply Today The VA doesn’t loan money to veterans.…
There are three VA loan questions you need to ask every client when talking with them about buying a house. Have a VA Question? Contact Us Need a VA Loan? Apply Today When speaking with a client about…
Enjoy The Home Buying Process! Having an excellent buying experience can be difficult. Many emotions run around when looking at real estate and rightfully so; you are looking for a place to move your family, to build memories and to…
Believe it or not, VA loan offers are often the better loan option when considered against conventional or FHA loans. Here’s why. Have a VA Question? Contact Us Need a VA Loan? Apply Today There’s a persistent myth…
Closing Day! It’s finally here, the day you’ve been looking forward to. You’re about to go close on your new house. The question is, “what should I expect?”. Your closing date is the day you become the legal owner…
Up-front costs When you go to purchase your home, the seller will expect you to deposit “earnest money.” This is viewed as “good faith” money. It tells the seller that you are a serious buyer. There are no specific goals…
Are You Eligible for a VA Loan? VA loans offer an affordable way for qualifying veterans to buy a house. So the real question is this, “do you qualify for a VA loan”? If you do, the benefits are amazing.…
Credit Score Requirements Minimum credit score Did you know VA does not have any credit score requirements? While that’s true, most lenders do have requirements, and some lenders are more relaxed than others when it comes to your credit score.…
Monthly Payments? VA homebuyers often ask, “what’s included with my monthly mortgage payment?”. Excellent question and something that’s important understand. Your payment is broken up into four elements. We refer to these four elements as P.I.T.I. Aka - Principal, Interest, Taxes, and Insurance. These four elements…
Show me your rates Interest rates on VA loans are traditionally far better than conventional loans. Fannie Mae and Freddie Mac loans, a.k.a. Conventional loans, also come with higher down payment requirements and typically mortgage insurance. VA is the only…