How To Buy a Home Out of State
The home search process can be very fun or very exhausting (or both). Some buyers love the search and enjoy looking at home after home until they find just the right one. Others get tired of coming up empty after…
What You Will Pay When You Offer to Purchase a Colorado Springs Home
Buying a home is one of the largest purchases that most Americans make in their lifetime, which includes home buying closing costs like Earned Money Deposits and Due Diligence money. With so much money in play, it’s important to know…
How Long Does It Take to Close on a House?
Home buying is very exciting but typically doesn’t move quickly. The length of time it can take to finalize the purchase, also called closing, varies with the complexity of the deal. That means the unique circumstances of the purchase will…
AIO – Loan Structure
Loan Structure At its core, the "All In One - Principal First Loan" is a home equity line of credit. And because it functions as a checking account, it comes with all the banking features you need. It comes with…
How is a Letter of Intent Different From an Offer on a Home?
The path to owning property starts with a very important document which outlines the proposed sale terms from the buyer to the seller. Submitting an offer is a big deal for both the buyer and seller, but looks a bit different…
When to Refinance Your Home in Colorado Springs
When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This rate is the percentage of the loan value that you will be charged in interest, should you take the entire…
Finding a Colorado Springs Mortgage Broker When Buying a House
The home buying search starts with house hunting but did you know that you should also be shopping around for a lender or broker? Here's our advice for how to find the right mortgage broker or lender when buying a house. Questions…
Mold 101: What to Know and What to Do If You Have It
As a homeowner, one of the hazards that you want to watch out for comes in a fuzzy, smelly form. Yes, I’m talking about mold. From the benign to the toxic, here is what you need to know about mold…
Common Terms Used When Financing a Home
If you are in the process of buying a home, you are probably looking to get a loan for your purchase. A loan for the purchase of a home is called a mortgage. Here are some other common home financing…
Adjustable Rate Mortgages – Pros and Cons
Shopping for a new home can be a lot of fun. You get to explore neighborhoods, different styles of home, and (hopefully) find just the right place for you. Shopping for a mortgage is less glamorous, but still a very…