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If you are a freelance employee or entrepreneur, you may wonder how your income stream will impact getting approved for a home loan, or mortgage. While the process can be slightly different, with additional paperwork needed, working for yourself doesn’t…
Are you a military service member or veteran looking to buy a home in Colorado Springs? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with…
There are various ways to finance the purchase of a new home. The one that many new homeowners use is to get a loan from a traditional bank or credit union, called a mortgage. But what if you aren’t ready…
If you’re new to buying a home in Colorado Springs, you have probably been bombarded with new terms. Escrow, home warranty, inspection contingency—one of the most important terms to know and understand is “closing.” What is closing? Closing is an…
A loan for the purpose of purchasing a home, called a mortgage, is an agreement between a borrow and a lender for a specific amount of money. To be borrowed at a specific interest rate and for a specified length…
Did your offer get accepted? If so, congratulations! But what happens after your home offer is accepted? One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the process of buying the house of your dreams: it's finally time…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
Many people find it useful to have a home buying checklist and these 2 items should be the first on any list, as they're essential to getting the ball rolling on your dream of home ownership. Here are two things…