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 It pays to know the difference between these two terms. Need a home loan? Apply Today Have a real estate or mortgage question? Contact Us What’s the difference between an appraisal and an inspection? Appraisals determine the value…
Whether you are a home buyer, seller, or real estate professional, chances are you have worked with a real estate agent. Real estate agents are crucial to keeping the real estate industry working efficiently. They connect buyers and sellers, representing…
There are a lot of professional designations in real estate. Two of the most common include real estate agent and real estate broker. What is the difference between these two important titles? The main difference between an agent and a…
You bought a house! Congratulations! Now that you are a homeowner, you will need to set up all of the utilities and accounts needed to take care of your home. While the specifics can vary based on city, county, or…
One of the first questions that potential homebuyers have about a property for sale is the purchase price. If you have done your research and are ready to buy a home, you likely have a budget in mind. Considering homes…
Buying a home is a big step. Once you have a purchase contract in hand, the process turns over to your lender. You will work with your loan officer to get approved for the home loan, called a mortgage. You…
If you have purchased a home, you have likely taken out a loan called a mortgage to pay for the house. Most mortgages have four main components: 1.Principal: This is the amount of money you are borrowing. 2. Interest: This…
No matter where you are in the homebuying process, you can reach out to a professional housing counselor through the U.S. Department of Housing and Urban Development’s (HUD) Housing Counseling service. Counseling agencies are available in all states. They can…
If you have looked at your monthly mortgage statement, you have probably seen a line for insurance. You may have even received an insurance bill annually. Here is what you need to know about homeowners insurance. Homeowner’s insurance is often…
 Here’s my advice on how to approach your pre-qualification to buy a home. Need a Home Loan? Apply Today Have a Real Estate or Mortgage Question? Contact Us Some people out there are under the impression that a…