Why the All In One Loan, Why Now?
Why the All In One Loan, Why Now? Whether we are ready to face it or not, at some point in our lives, every one of us will eventually leave the labor force, and hopefully, on our own terms. But…
Renting v. Buying: By the Numbers
Have you ever wondered if you should rent or buy a home for yourself and your family? Here is a simple case study of a for rent or sale property to show what factors may impact your decision. An updated…
VIDEO: What’s the Point of Mortgage Insurance?
Here’s an overview of how mortgage insurance works and why it’s useful. Need a Home Loan? Apply Today Have a Real Estate or Mortgage Question? Contact Us Mortgage insurance is an insurance policy that you, the consumer, pay…
What Are Points in Real Estate?
If you are purchasing or refinancing a home in Colorado Springs, chances are you have learned a lot of new terms. One of those may be “points.” But what exactly are points in a real estate deal? Points are referred…
How to Pay Down Your Mortgage during Tax Season
If you are a homeowner in the United States, you likely have a mortgage, a loan taken out to pay for your home. The terms of these loans vary but most follow a 30-year payoff plan, with interest being paid…
How Your Debt-to-Income Ratio Impacts Your Home Buying Power
For the majority of home buyers, both first-time and experienced, a new home purchase is done by financing a large portion of the cost. This loan, called a mortgage, is offered through a financial institution specifically for the purchase of…
Coronavirus & Home Prices: 5 Ways It Could Effect Home Prices
By Bonnie Sinnock - Capital Markets Editor- https://www.nationalmortgagenews.com/ The S&P CoreLogic Case-Shiller home price index released this week reflected relatively stable housing activity through February. The impact of the coronavirus outbreak in March will not be revealed in cold, hard…
Understanding Mortgage Points
When you get ready to purchase a home, one of the biggest factors in your decision is likely the cost. A home is one of the largest purchases that most people will make in their lifetime so a lot of…
Selling (or Buying) in Peak Real Estate Season
Produce has a season. So do sports. But did you know that real estate has a peak season as well? People buy and sell homes all year long but there are certain times of the year when more transactions are…
What a Mobile Notary Can Do for Your Home Purchase
One of the biggest events in a real estate transaction is the closing, when all parties sign the final contracts and ownership (and the key) is officially turned over to the buyer. But what happens when you have a busy…