The most innovative loan ever
The most innovative loan ever As you're about to learn, the All In One is one of the most innovative loan products ever developed. Because it sounds new, for some people it may even sound a little too…
How to Qualify for a Mortgage When You Work for Yourself
If you are a freelance employee or entrepreneur, you may wonder how your income stream will impact getting approved for a home loan, or mortgage. While the process can be slightly different, with additional paperwork needed, working for yourself doesn’t…
Buying a Home with No Down Payment Using the VA Loan
Are you a military service member or veteran looking to buy a home in Colorado Springs? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with…
VIDEO: 3 VA Loan Questions You Must Ask Every Buyer Client
There are three VA loan questions you need to ask every client when talking with them about buying a house. Have a VA Question? Contact Us Need a VA Loan? Apply Today When speaking with a client about…
Up-front costs
Up-front costs When you go to purchase your home, the seller will expect you to deposit “earnest money.” This is viewed as “good faith” money. It tells the seller that you are a serious buyer. There are no specific goals…
Credit Score Requirements
Credit Score Requirements Minimum credit score Did you know VA does not have any credit score requirements? While that’s true, most lenders do have requirements, and some lenders are more relaxed than others when it comes to your credit score.…
Monthly Payments?
Monthly Payments? VA homebuyers often ask, “what’s included with my monthly mortgage payment?”. Excellent question and something that’s important understand. Your payment is broken up into four elements. We refer to these four elements as P.I.T.I. Aka - Principal, Interest, Taxes, and Insurance. These four elements…
Show me your rates
Show me your rates Interest rates on VA loans are traditionally far better than conventional loans. Fannie Mae and Freddie Mac loans, a.k.a. Conventional loans, also come with higher down payment requirements and typically mortgage insurance. VA is the only…
No Money Down VA Home Loan | Colorado Springs VA Home Loans
No Money Down VA Home Loan | Colorado Springs VA Home Loans A VA home mortgage is the best loan you can get when buying a home. Remember, you have to meet the VA eligibility guidelines. However, if you do,…
Dear Realtor…VA is the best loan you can get.
Dear Realtor...VA is the best loan you can get. A "Veteran" Move There's a persistent myth in the real estate community that needs to be buried once and for all. For many real estate agents, a Veterans Affairs (VA) mortgage…