Credit Score Requirements Minimum credit score Did you know VA does not have any credit score requirements? While that’s true, most lenders do have requirements, and some lenders are more relaxed than others when it comes to your credit score.…
Monthly Payments? VA homebuyers often ask, “what’s included with my monthly mortgage payment?”. Excellent question and something that’s important understand. Your payment is broken up into four elements. We refer to these four elements as P.I.T.I. Aka - Principal, Interest, Taxes, and Insurance. These four elements…
Show me your rates Interest rates on VA loans are traditionally far better than conventional loans. Fannie Mae and Freddie Mac loans, a.k.a. Conventional loans, also come with higher down payment requirements and typically mortgage insurance. VA is the only…
No Money Down VA Home Loan | Colorado Springs VA Home Loans A VA home mortgage is the best loan you can get when buying a home. Remember, you have to meet the VA eligibility guidelines. However, if you do,…
Dear Realtor...VA is the best loan you can get. A "Veteran" Move There's a persistent myth in the real estate community that needs to be buried once and for all. For many real estate agents, a Veterans Affairs (VA) mortgage…
VA Appraisals What To Know About VA Appraisals If you're in the market for a house and have served in the armed forces, you might be considering a VA loan. And for many veterans, this is a great option, since…
VA IRRRL... What's that? As a veteran and a homeowner, you're probably glad that you were able to take advantage of a VA loan. But now that time has passed and circumstances have changed, maybe you're looking for ways to…
What is a VA loan? VA Home Loans VA home loans were first offered in 1944 when they were introduced through the original GI Bill. This type of mortgage is provided to service members and military families meeting the eligibility…
Can you have more than one VA loan? There are rumors and urban legends when it comes to securing VA loans. Some of the most confusing of those myths are regarding whether or not it's possible to have more than…
ABC's of a VA Loan ABC's of a VA Loan Military service can disrupt the individual's financial stability -- that's the reality that the United States government confronted even before World War II was over. To help soldiers transition to peacetime, a…