Mortgage Rates & Market Insights
Get real-time mortgage rates and insights to help you make the best decision for your home loan.
- ✔ Real Rates: We show what borrowers actually pay, not just teaser quotes.
- ✔ Live Data: Pulled minute-by-minute from lenders nationwide.
- ✔ Expert Insights: Includes Mortgage-Backed Securities (MBS) and Treasury data for context.
- ✔ Personalized: Rates vary by situation—get a custom quote with 719 Lending.
Today’s Mortgage-Backed Securities & Treasuries
Understand how Mortgage-Backed Securities (MBS) and Treasuries impact mortgage rates.
Mortgage-Backed Securities (MBS) and Treasuries play a big role in determining mortgage rates.
- ✔ Key Influence: MBS, like Universal Mortgage-Backed Securities (UMBS), directly affect rate trends.
- ✔ Treasuries Matter: Treasury yields also influence rates but are less direct than MBS.
- ✔ Predict Changes: Watching MBS data can help you anticipate rate movements.
Today’s Rates from Mortgage News Daily
Explore the latest mortgage rates updated daily by Mortgage News Daily, a trusted industry source.
Mortgage News Daily’s Rate Index reflects national average rates based on a daily survey.
- ✔ Objective Data: Filters out extreme high/low quotes.
- ✔ Top Tier: Uses a baseline scenario (e.g., 75% LTV, 780 FICO).
- ✔ Daily Updates: Refreshed once daily or as rates shift.
Today’s Rates from Optimal Blue
Discover competitive mortgage rates powered by Optimal Blue’s real-time data.
Optimal Blue, owned by Black Knight, is a leading mortgage pricing engine that gathers live loan pricing data from thousands of lenders and investors nationwide.
- ✔ Comprehensive Data: Includes rate buy-downs, credit score tiers, and loan types.
- ✔ Real-Time Updates: Continuously updated to reflect current market conditions.
- ✔ Tailored Rates: Helps lenders offer accurate rates for your unique situation.
Today’s Rates from Zillow
See the latest mortgage rates from Zillow, but keep in mind they may not reflect your unique situation.
Zillow’s mortgage rates are often based on ideal conditions, like top-tier credit scores and rate buy-downs (which increase closing costs).
- ✔ Ideal Scenarios: Assumes the best credit scores and financial conditions.
- ✔ Rate Adjustments: Your rate may be higher due to factors like credit history or down payment size.
- ✔ Personalized Rates: Contact us to get a rate tailored to your situation.
Today’s Rates from Freddie Mac
Track weekly mortgage rate trends with Freddie Mac’s trusted benchmark data.
Freddie Mac, one of the nation’s largest buyers of home loans, plays a key role in the mortgage market.
- ✔ Not Daily: Publishes weekly average interest rates.
- ✔ Market Influence: Shapes trends in the mortgage industry.
- ✔ Reliable Data: Helps you monitor rate trends over time.
Today’s Rates from Mortgage Bankers Association
Monitor daily mortgage rate trends with insights from the Mortgage Bankers Association (MBA).
The Mortgage Bankers Association (MBA) is a professional organization that provides valuable insights into the mortgage industry.
- ✔ Industry Insights: Offers data on daily interest rate trends.
- ✔ Market Overview: Helps you understand broader market movements.
- ✔ Trusted Resource: Represents mortgage bankers nationwide.
30 Day Rate Lock History
See how mortgage rates have changed over the past month with data from Mortgage News Daily.
Compiled by Mortgage News Daily, this rate history shows trends over the past 30 days.
- ✔ Track Changes: Monitor how rates have shifted day by day.
- ✔ Market Insights: Gain a better understanding of broader trends.
- ✔ Stay Informed: Use this data to make smarter mortgage decisions.
