Enjoy the Home Buying Process
Enjoy The Home Buying Process! Having an excellent buying experience can be difficult. Many emotions run around when looking at real estate and rightfully so; you are looking for a place to move your family, to build memories and to…
Closing Day!
Closing Day! It’s finally here, the day you’ve been looking forward to. You’re about to go close on your new house. The question is, “what should I expect?”. Your closing date is the day you become the legal owner…
Up-front costs
Up-front costs When you go to purchase your home, the seller will expect you to deposit “earnest money.” This is viewed as “good faith” money. It tells the seller that you are a serious buyer. There are no specific goals…
Are You Eligible for a VA Loan?
Are You Eligible for a VA Loan? VA loans offer an affordable way for qualifying veterans to buy a house. So the real question is this, “do you qualify for a VA loan”? If you do, the benefits are amazing.…
Credit Score Requirements
Credit Score Requirements Minimum credit score Did you know VA does not have any credit score requirements? While that’s true, most lenders do have requirements, and some lenders are more relaxed than others when it comes to your credit score.…
Monthly Payments?
Monthly Payments? VA homebuyers often ask, “what’s included with my monthly mortgage payment?”. Excellent question and something that’s important understand. Your payment is broken up into four elements. We refer to these four elements as P.I.T.I. Aka - Principal, Interest, Taxes, and Insurance. These four elements…
Show me your rates
Show me your rates Interest rates on VA loans are traditionally far better than conventional loans. Fannie Mae and Freddie Mac loans, a.k.a. Conventional loans, also come with higher down payment requirements and typically mortgage insurance. VA is the only…
No Money Down VA Home Loan | Colorado Springs VA Home Loans
No Money Down VA Home Loan | Colorado Springs VA Home Loans A VA home mortgage is the best loan you can get when buying a home. Remember, you have to meet the VA eligibility guidelines. However, if you do,…
Dear Realtor…VA is the best loan you can get.
Dear Realtor...VA is the best loan you can get. A "Veteran" Move There's a persistent myth in the real estate community that needs to be buried once and for all. For many real estate agents, a Veterans Affairs (VA) mortgage…