Name: 719 Lending
Price range: $$$

W-2 Income Analysis Calculator

Calculations are based on Fannie Mae, Freddie Mac, FHA, and VA mortgage guidelines.

Select Income Types

Base Pay (Hourly, Salary, etc.) Bonus Income Overtime Income Commission Income Other Income Potential Non-Taxable Income Unreimbursed Business Expenses

Base Pay

Current Pay

Hourly Pay (Most Common)

Hourly Rate ($ per hour): Hours per Week:

Other Pay Types (If Applicable)

Weekly ($ per week): Bi-Weekly ($ per bi-weekly): Semi-Monthly ($ per semi-monthly): Monthly ($ per month): Annually ($ per year):

YTD and Prior Years

YTD Earnings: YTD Start Date: YTD End Date: W-2 Income (Year 1 - 2024): W-2 Income (Year 2 - 2023):

Note: Base pay uses the most recent stable income, verified by YTD and current pay.

Bonus Income

YTD and Prior Years

YTD Bonus: Number of Months: Year 1 Bonus (2024): Year 2 Bonus (2023):

Note: Requires a two-year history and VOE for consideration.

Overtime Income

YTD and Prior Years

YTD Overtime: Number of Months: Year 1 Overtime (2024): Year 2 Overtime (2023):

Note: Requires a two-year history and VOE for consideration.

Commission Income

YTD and Prior Years

YTD Commission: YTD Expenses (2106): Number of Months: Year 1 Commission (2024): Year 1 Expenses (2106): Year 2 Commission (2023): Year 2 Expenses (2106):

Other Income

YTD and Prior Years

YTD Other Income: Number of Months: Year 1 Other Income (2024): Year 2 Other Income (2023):

Potential Non-Taxable Income

Social Security

Annual Benefit: With Documentation (Gross up 25%)

Other (IRA, Pension, Child Support)

Annual Benefit: With Documentation (Gross up 25%)

Unreimbursed Business Expenses

Prior Years

YTD Expenses: Year 1 Expenses (2024): Year 2 Expenses (2023):

Results

Monthly Qualifying Income - Total: $0.00 ℹEnter data to see calculation breakdown.

Note: Base pay reflects the most recent stable income, verified by YTD and current pay. Bonus/Overtime requires two-year history and VOE.